Hit with a hard one

Found out today that I will have to manage with about $200 less in net income. Have to start paying back college loan. Been deferring for too long and then defaulted without knowing. It was one of those things that I didn't remember. Now the money is being paid if I want it to or not. After checking my finances, it's gonna be rough for the many months to come. Now I need to learn how to live on a budget. Before, I just made it work somehow. But, everything didn't get the attention it needed or deserved. Well, more things will be neglected until I can find out how to survive.