How is your financial resume?

I was watching a news clip from ABC News about how people can lose their jobs or be rejected for a job based on their financial resume. Simply put...employers look at your credit rating to "help them" make a decision about hiring you. If your credit is good or superb, you have a better chance of getting the job. If your credit is poor or just plain horrible, you'll more than likely never hear from that employer unless you contact them. When I was watching the news clip I got a little upset. It just seems like another excuse for employers to pass judgment on you without having to own up to what they are doing. You cannot make a judgment on what type of employee someone is going to be based on their financial situation. That's just crazy! Over the years, I have made mistakes with my bad spending habits. But, as time goes on, I have learned, and am still learning, how to be responsible and know that I don't need everything I see. But, since I've lost my job last year, I haven't had the funds to make my debt payments as I did when I was working. This has caused one of my accounts to be closed after two missed payments and other accounts to accrue late payment fees for each month that I was not able to make a payment. Of course, these fees for non-payment were reported to the credit bureaus and my credit score has dropped quite a bit. I see it like this: You can have great credit and still be a horrible employee or you can have horrible credit and be a great employee, or you can be horrible with horrible credit or great with great credit. It depends on the type of person you are and what is going on in your life. I don't know about anyone else, but I have learned that if I don't take care of my responsibilities I will forever be in debt and possibly considered irresponsible by others. A question that I feel employers have to answer is if you pass judgment on individuals for not having that "perfect credit score", how is that individual supposed to work to pay off those bills and eventually raise their credit score?

You cannot judge me based on what is written in black and white. If you don't know me, you don't know what I've gone through, what my situation is or how I got to this point in my life. In the end, you make yourself look like an idiot for basing judgment on numbers and assumptions rather than knowing the person. You loss will eventually be someone else's gain.

I pray that employers wake up and realize they too might one day end up in the position that I am currently in, and someone will pass judgment on them as they have passed judgment on me and others like me. It's time to stop hiding behind all of the excuses that are being afforded to employers.